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1. If you borrowed $2,000 over a 24 month period and the loan had a 8% arrangement fee ($160), your monthly repayments would be $97.69, with a total pay back amount of $2,344.58 which including the 8% fee paid from the loan amount, would have a total cost of $344.58. Effective Representative APR : 15.748%.
2. If you borrowed $3,000 over a 36 month period and the loan had a 8% arrangement fee ($240), your monthly repayments would be $101.53, with a total pay back amount of $3,655.07 which including the 8% fee paid from the loan amount, would have a total cost of $655.07. Effective Representative APR : 13.312%.
3. If you borrowed $4,000 over a 48 month period and the loan had a 8% arrangement fee ($320), your monthly repayments would be $105.46, with a total pay back amount of $5,062.26 which including the 8% fee paid from the loan amount, would have a total cost of $1,062.26. Effective Representative APR : 12.067%.
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